November 01, 2012

November Randomness

So... since when we get hit by hurricanes, we don't have power for days, weeks, months... tell me... does the National News go on and on about how we don't have gas? Because I was just overhearing the news and they were screaming that Obama wasn't doing anything about how they don't have gas in NJ and NY.

Um. Right. This happens. This is part of the 'misery' factor that comes. No gas. No clean water. No power. No sewage. Roads are impassable. Food becomes a problem. Bathing is a luxury. There is loss and depression. There is a spike in suicides after as well...coping is a real issue, a form of PTSD.

It's all in this swirly chaotic hell that the news seems to act like is something... new. It's not. It's horrible.

Look, those folks will get gas when the gas companies can safely get gas to them. Trust me. They want the money and they want to look like heroes. And the gas stations will open when it is deemed safe for them to open AND they have gas. And if the gas station doesn't have a generator to run the pumps and there is no electricity... it's irrelevant if there is gas. It doesn't pump itself.

I'm not a fan of Obama. Can't stand him as a President to be honest and still wonder how someone so inexperienced got elected, chalking it up to the fact we perpetually have sh*tty choices, but this no gas thing is not his fault.

Also, just a bit of an FYI for folks who may not know... and this may put a different spin on what you're seeing... a different more ugly spin.

There is hurricane insurance and there is flood insurance. Hurricane insurance is wind and storm damage. My deductible is 5% of the value of my home. It's essentially catastrophic insurance and it's about all I can afford. So... do the math... if it is a NAMED storm and you have damage due to a blown out window or a blown off roof... wind and storm damage... and your home is worth $200K, you have a 10K deductible. Got it?

IF, however, the ocean rises up and takes your home, that is NOT hurricane, named storm or not, that is deemed... flood. And the max covered for flood is $250,000, from what I understand. So... if you have a $300,000 home on the shore, fully furnished, when all is said and done, you get $250K. Period.

So all those homes you've seen destroyed on the Shore? 250K is what those folks are getting, regardless if it was a Mega Million Mansion fully furnished in gold or a spartan Love Shack, Baby.
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My husband's cousin lives inland, but in one of those neighborhoods that has canals in it. People own boats. Evidently the canal flooded into their homes, so they have three feet of canal water at the bottom of their split level homes, which is bad enough, except the water is full of gas and oil and so the fumes have permeated the house.

They dare not turn on the furnace for fear the house will go up in flames. Scary stuff.

All around.

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There are big economic ties from NJ, NY, and the east coast of Florida. Families live in both areas and families travel back and forth.

I strongly suspect we will see a huge economic impact here in S. FL due to the horrific storm and loss in the NE. It is as if the two areas are tied with an umbilical cord.

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It has not been a banner day. I get sick and tired of when my high school kids have to act like the adults because some teacher they have... seems incapable.

It doesn't happen often, but when it does, it irks me to no end.

Posted by Boudicca at November 1, 2012 09:03 PM
Comments

Was reading an article that alot of those that had their homes flooded did not get flood insurance because those type of storms "never" happen in that area.

Nor do a lot have hurricane insurance for the same reason.

They are all screwed because they thought it could never happen.

Posted by: Quality Weenie at November 2, 2012 07:51 AM

I've not seen much coverage, but they seem shocked at the conditions. Did no one tell them a storm was coming?

Posted by: pam at November 2, 2012 02:18 PM

I live in southeast CT and yes, we did know the storm was coming. The sad fact is that so many people just - ignored it. Dismissed it as hype; I even had a Facebook friend call us here in the northeast a bunch of pansies for getting worked up over a possible ... rainstorm.

The other problem is that people just don't think too far in the future when they have to prepare for this kind of once-in-a-lifetime storm. They think the power will be back on in a day - just like it is after a big thunderstorm. The sad fact is that because these kinds of storms are indeed so very rare up here - people just don't know what to do.

Now - that's not me. We had enough gas in cans to power our generator for a week, not including the 2 full tanks of gas in our vehicles. We did NOT stock up on food; if our generator quit it would go to waste anyway. We had plenty of cash on-hand in case the power was out long enough for it to cause problems with necessary purchases. In short - we were prepared to be without power for at least 10 days. During Hurricane Irene last year we lost power for 8 days. This time? We were blessed to only lose it for 28 hours.

This kind of storm just doesn't hit the northeast very often and sadly, too many people believe the government will help them when it does.

Fools.

Posted by: Kris, in New England at November 2, 2012 05:35 PM

There are some rules of thumb here in FL.

If a Cat 1 or higher is coming and you are coastal, you evacuate. Period. It's one of the reasons I refused to buy a house East of I-95. I told my husband, "If we are buying a house, we're buying one that I can weather a storm in". I don't do coastal. I have lived in hurricane country most of my life.

If a Cat 1 or higher is coming, we ALWAYS stock up on 2 weeks worth of food and water. ALWAYS. And there are two reasons for this. 1) You don't mess with any hurricane. 2) They never really come in as a 1. You go to bed with it as a 1 and you wake up and a 3 has you in its sights. It's frickin' crazy as hell. Think Wilma. That was just a little cup of chaos.

But I will tell you this... the people of the NE will never make that mistake again. The people of FL learned... from a hurricane called ANDREW in 1992. We were all complacent too and then Miami got hit with a frickin' 5. And btw, it took 10 years before the weather wonks decided it was a 5. They kept telling us it was a 4.

I'll be surprised after the scientists keep churnind data if they keep it as a 1. I could be wrong, but even at high tide, that was pretty damn nasty on their beaches for a 1. You expect massive flooding with a 1... but the aerials look like a lot more than a 1. I'm not saying a 1 is not serious... I'm just saying that what I'm seeing via the pix is nuts.

It's going to take them years to get back. Don't let anyone fool you. In some cases... it won't come back.

And if anyone of any importance up there is listening to me, repeat after me, "We don't build on barrier islands..."

Posted by: Bou at November 2, 2012 10:45 PM

I was wondering about your familial connections up there...the aftermath is always the worst. Help may be a long time coming, and people who don't go through it just can't conceive of how long and how effin' hard that can be. Like you mentioned, you have to be prepared to wait it out for a long time.

And I remember seeing video in the lead up to the storm, where one community felt protected because they had a big sand dune/berm in front of their homes. I just shook my head...I'm sure those houses are gone.

Posted by: Mrs. Who at November 2, 2012 10:57 PM